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Questions and Answers List

level questions: Level 1

QuestionAnswer
money that is owed and should already have been paidARREARS
automated teller machine: a machine, usually in a wall outside a bank, shop, etc. from which you can take money out of your bank account using a special cardATM
a situation in which a business or a person becomes bankruptBANKRUPTCY
something on sale at a lower price than its true valueBARGAIN
an extra amount of money that is given to you as a present or reward for good work as well as the money you were expectingBONUS
to (cause a cheque to) not be paid or accepted by a bank because there is no money in the accountBOUNCE
the activity of buying large quantities of a product, especially to get cheaper pricesBULK BUYING
a machine, usually in a wall outside a bank, from which you can take money out of your bank account using a special cardCASH MACHINE
the amount of money that you have to pay for something, especially for an activity or serviceCHARGE
a payment to someone who sells goods that is directly related to the amount sold, or a system that uses such paymentsCOMMISSION
to take a possession away from someone when you have the right to do so, usually as a punishment and often for a limited period, after which it is returned to the ownerCONFISCATE
to want to have something very much, especially something that belongs to someone elseCOVET
someone who money is owed toCREDITOR
the money that is used in a particular country at a particular timeCURRENCY
a bank account that you can take money from at any time and that usually earns little or no interestCURRENT ACCOUNT
a tax paid on goods imported into a countryCUSTOMS TAX
something, especially money, that is owed to someone else, or the state of owing somethingDEBT
someone who owes moneyDEBTOR
to persuade someone that something false is the truth, or to keep the truth hidden from someone for your own advantageDECEIVE
to take away an amount or part from a totalDEDUCT
to put something valuable, especially money, in a bank or safeDEPOSIT
to feel a strong dislike for someone or something because you think that that person or thing is bad or has no valueDESPISE
an arrangement for making payments, usually to an organization, in which your bank moves money from your account into the organization's account at regular timesDIRECT DEBIT
a reduction in the usual priceDISCOUNT
(a part of) the profit of a company that is paid to the people who own shares in itDIVIDEND
the money that the government gives to people who are unemployedDOLE
the total amount of money that a government or person spendsEXPENDITURE
the act of getting something, especially money, by force or threatsEXTORTION
to use something, especially a form of financial support, when other things have failedFALL BACK ON STH
the money that you pay for a journey in a vehicle such as a bus or trainFARE
an amount of money paid for a particular piece of work or for a particular right or serviceFEE
careful when using money or food, or (of a meal) cheap or small in amountFRUGAL
the quality of being careful when using money or foodFRUGALITY
a situation in which people eat and drink more than they need toGLUTTONY
gross national product; the total value of all the goods and services produced by a country in a year including income from foreign investments, divided by the number of people living thereGNP per capita
the act of arguing about the price of something in an attempt to make the seller reduce itHAGGLING
a sign or symbol used by manufacturers of products made from gold, silver, or platinum that shows that the metal is of good quality, as well as the date and place it was manufacturedHALLMARK
having very little moneyIMPECUNIOUS
a tax that you have to pay on your income, usually higher for people with larger incomesINCOME TAX
a tax paid on money or property you have received from someone who has diedINHERITANCE TAX
one of a number of parts into which an amount of money that is owed has been divided. Payments are made regularly until the total amount has been paid backINSTALMENT
money that is charged by a bank for borrowing money or money that you earn from keeping your money in an account in a bankINTEREST
Internal Revenue Service (= the part of the US Treasury Department that collects most taxes owed to the federal government, including income tax)IRS
an amount of money that is borrowed, often from a bank, and has to be paid back, usually together with an extra amount of money that you have to pay as a charge for borrowingLOAN
a test to see if a product or service is bought or liked by a small group of customers in a small area. If the market test succeeds, the product can be made available to more customers or if not, it can be changed and tested againMARKET TEST
an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itselfMORTGAGE
to take more money out of your bank account than the account containsOVERDRAW
a way of behaving that is intended to deceive peoplePRETENCE
the difference between the total cost of making and selling something and the price it is sold forPROFIT MARGIN
careful and avoiding risksPRUDENT
something such as a piece of paper or message proving that money, goods, or information have been receivedRECEIPT
an amount of money that is given back to you, especially because you are not happy with a product or service that you have boughtREFUND
something that is not worth what you pay for itRIP-OFF
a fixed amount of money agreed every year as pay for an employee, usually paid directly into his or her bank account every monthSALARY
a part of something that has been divided between several peopleSHARE
the degree to which people have money to buy products and servicesSPENDING POWER
a record of the amounts of money paid into and taken out of your bank account during a particular period of timeSTATEMENT
a person or company that buys and sells stocks and shares for other peopleSTOCKBROKER
a will that someone makes, saying what should be done with their money and property after they dieTESTAMENT
behaving in a way that is dishonest or unfair in order to get what you wantUNSCRUPULOUS
value added tax (= a type of tax in European countries that is paid by the person who buys goods and services)VAT
a particular amount of money that is paid, usually every week, to an employee, especially one who does work that needs physical skills or strength, rather than a job needing a college educationWAGE
a large amount of money or valuable possessions that someone hasWEALTH
help given, especially by the state or an organization, to people who need it, especially because they do not have enough moneyWELFARE
someone who buys and sells goods in large amounts to shops and businessesWHOLESALER
an official statement of what a person has decided should be done with their money and property after their deathWILL
to take money out of an accountWITHDRAW
a young person who lives in a city, earns a lot of money, and spends it doing fashionable things and buying expensive possessionsYUPPIE